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Advi Know Your Money
Financial Health
Measure it. Understand it. Improve it.
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Advi
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Compare
Know
Act
8.0
6.8 Spend
8.5 Save
9.0 Borrow
7.5 Invest
8.1 Grow
History
Health +0.3 Habit +6%
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Advi Says
Chat

Your WANTS spending is trending hot 🔥

Next Lesson
Building Wealth
6 min
Start
Next Action
Spend: Set a dining budget this week
Home
Spend
Save
Borrow
Invest
Grow
Free Forever AI-Powered Coach Bank-Level Security

Two Scores. One Complete Picture.

Health + Habits

Most apps tell you where your money went. Advi tells you where your money stands — and whether your daily habits are making it better or worse.

Together, they're the complete picture no other app gives you.

Health Score

8.0

Where you stand right now. A 0–10 composite score across Spend, Save, Borrow, Invest, and Grow — calculated from your real financial data.

  • ✓ Real-time score from linked accounts
  • ✓ 5 pillar breakdown with sub-scores
  • ✓ Personalized AI coaching per pillar
  • ✓ Track score changes over time
+

Complete Picture

Your health score tells you where you are. Your habit score tells you where you're going.

Habit Score

50%

Are you getting better? Tracks your daily and weekly financial behaviors — the actions that compound into real wealth over time.

  • ✓ Daily habit tracking & streaks
  • ✓ Personalized action items
  • ✓ Lesson completion & quiz scores
  • ✓ Momentum indicators (trending ↑ ↓)
Five Pillars

Your Financial Health, Scored

Five pillars. One score. Each measured from 0 to 10 based on your real financial data — with AI coaching to help you improve every one.

📊

Spend

Know where every dollar goes

6.8
/ 10

AI categorizes your spending into needs, wants, and cashflow — then scores your habits and coaches you toward healthier patterns.

🛡️

Save

Build your safety net

5.2
/ 10

Evaluates emergency fund adequacy, savings rate, and goal progress — then recommends actions to strengthen your financial safety net.

⚖️

Borrow

Master your debt

7
/ 10

Analyzes debt utilization, interest rates, and repayment patterns — then guides you toward smarter debt management.

📈

Invest

Build long-term wealth

4.8
/ 10

Assesses portfolio allocation, employer match optimization, and net worth trajectory to guide long-term wealth building.

🎓

Grow

Level up your money skills

3.7
/ 10

Delivers structured financial literacy through bite-sized modules, quizzes, and AI coaching — closing knowledge gaps that cost you money.

Financial Habits

Your Financial Habits, Improved

Knowing your score is step one. Building the habits that move it is everything else. Advi gives you four tools to turn knowledge into action.

Share

Celebrate your wins and motivate others. Share score milestones, badges, and streaks with friends — because accountability drives results.

Compare

See how you stack up anonymously against peers your age and income. Context turns a number into a story — and a goal.

Know

Bite-sized lessons and quizzes across every pillar. Close knowledge gaps that cost you money — five minutes at a time.

Act

Personalized daily and weekly actions — each linked to a specific score improvement. Small steps, compounding results.

Your Path to Financial Health

From your first score to building real wealth — here's how Advi transforms your relationship with money.

STEP 1

Get Your Financial Health Score in Minutes

Connect your accounts and Advi instantly scores your financial health across five pillars — Spend, Save, Borrow, Invest, and Grow. No judgment. No guesswork. Just a clear, honest picture of where you stand.

  • ✓ Connect accounts securely in 60 seconds
  • ✓ Get your score from 0-10 across all five pillars
  • ✓ See exactly where you're strong and where to improve
5.5
Your Financial Health Score
Getting There — Keep Going! 💪
6.8
Spend
5.2
Save
7.0
Borrow
4.8
Invest
3.7
Grow
Your Habits This Week
50% completed · 🔥 12-day streak
Review daily spending +0.2
Transfer $50 to savings +0.3
Complete "Invest 101" lesson +0.4
Check investment portfolio pending
Review debt payoff plan pending
STEP 2

Build Better Financial Habits

Your Health Score shows where you are. Your Habit Score shows whether you're getting better. Advi gives you personalized daily and weekly actions — each one linked to a specific score improvement.

  • ✓ Every action shows its score impact (+0.2, +0.3…)
  • ✓ Streak tracking keeps you consistent
  • ✓ Watch your Health Score climb as habits compound
STEP 3

Meet Advi — Your AI Financial Coach

Advi isn't just a dashboard — it's your AI-powered financial coach. It analyzes your scores, finds quick wins, and tells you exactly what to do next — in plain language, with dollar amounts attached.

  • ✓ Personalized coaching based on YOUR numbers
  • ✓ Shows the dollar impact of every recommendation
  • ✓ Bite-sized lessons that close knowledge gaps
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Advi
Your AI Financial Coach
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Your Save score is 5.2 — you're spending 92% of your income. If you automate just $200/month to savings, your score jumps to 6.5 and you'll build a 3-month emergency fund in 18 months. 🎯

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That 1.3 point improvement also unlocks the "Safety Net" badge — plus you'd be saving more than 68% of people your age. 🏅

Set up the auto-transfer!

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Added to your habits! ✅ I'll track this weekly. Your next lesson: "Emergency Fund 101" — 3 minutes, and it'll boost your Grow score too.

🏆 Weekly Leaderboard

Ages 25-34
1
🏅
Sarah M.
9.2
2
😊
Marcus T.
8.8
3
You
You ↑ 2 spots this week!
5.5
4
😄
Chris L.
5.1
5
🙂
Jamie R.
4.9
STEP 4

Share, Compare & Climb the Leaderboard

Money doesn't have to be lonely. Share your progress, compare anonymously with people like you, and compete on the leaderboard. Improving your finances is more fun (and more effective) when it's social.

  • 🏆 Weekly leaderboards — compete with your age/income peer group
  • 📊 Anonymous peer comparison — "You save more than 72% of people your age"
  • 🎯 Challenges — "Save $500 this month" with friends
  • 🏅 Badges and streaks — celebrate milestones and consistency
Get Your Score → Build Habits → Get Coached → → Build Wealth

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